Debt Payoff Spreadsheet

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Have a question, found a bug, or just want to share your debt-free success story? We'd love to hear from you.

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Quick Answers

Is this really free?

Yes, completely free. No trials, no subscriptions, no hidden fees. We believe everyone should have access to quality debt payoff tools.

Is my financial data private?

Absolutely. All calculations happen in your browser. Your debt information never leaves your device and is never sent to our servers.

How do I use the calculator?

Just enter your debts, choose a payoff method (snowball or avalanche), and click Calculate. You'll see your debt-free date and can download your personalized plan.

Can I share this with others?

Please do! The more people we can help become debt-free, the better. Share the link with anyone who might benefit.

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